The modern era offers a variety of practical and convenient methods to pay for goods or services that individuals and businesses consume.
Common forms of payment include cash, checks, debit cards, credit cards, money orders, wire transfers and the newest addition – paperless digital payments.
Historically, checks have always been a popular payment form in the market.
And yet, with the expanding popularity of alternative offline and online methods in recent decades (like debit / credit cards and PayPal), check usage has been sharply declining.
However, even though they have seen better and brighter days and although the use of old-fashioned paper checks may seem as outdated and anachronistic, they are still a widely used mechanism to transfer money from one party to another in the economy.
Almost everyone still need to write an occasional check every now and then and in addition, a decent portion of businesses and consumers heavily rely on this method for day-to-day monetary transactions of all types.
Why Are Checks Still Widely Used?
Writing paper checks is still a very common practice in the U.S. and this reality is a key factor in its survival – even as payment technology advances year after year and new exciting electronic options are continuously being introduced to the market.
Some businesses do not accept credit cards or electronic payments.
Many small businesses with a small volume, mom and pop shops and freelancers still find checks as their best option for making and receiving payment.
In addition, large businesses and institutions choose checks as their preferred platform for making large-sum B2B transactions.
Many of them believe that paper checks offer great record-keeping and audit trail benefits.
Even for private consumers some payments, such as rent, are difficult to fulfil with alternative methods, since some landlords will only take physical checks.
These are only some of the reasons why checks still play a major part in the financial system.
What Do Check Ordering Services Offer?
Check printing companies offer a variety of products and services, ranging from personalized business and personal checks, the means to properly store them safely as well as other complementary add-ons and accessories that can be quite useful.
Professional check providers offer a great way to add personal artistic expression, unique style, individual design, a variety of colors, not to mention higher levels of innovation and creativity compared to the standard look of common bank-issued product options.
In addition, third-party printers often offer far better deals compared to the banks, which are extremely competitive and can lead to major savings.
Here are the main types of checks that can be ordered on such sites:
- Personal Checks
Designed for personal, everyday use by ordinary private consumers.
Vendors offer a variety of options ranging from premade designer checks with a variety of beautiful themes (like animals, nature, cultural characters, graphic patterns, etc.) to custom orders that can carry the customer’s photo or unique artwork.
It’s a fantastic way to add a little fun and creative juice to regular ongoing purchases.
- Business Checks
Products come in 2 main forms: manual or laser checks.
Computer checks are compatible with many popular accounting, payroll or financial software programs, like QuickBooks, Quicken, Microsoft Money, Peachtree and many others and they can usually work with inkjet as well as laser printers alike.
Check Customization Options
Check shoppers can browse through a huge selection of attractive designs from multiple topical categories, and find one that fully represents their unique personality, style or interest.
When customers can’t find a ready-made design which they like, they always have the option to make their own.
Many check printers offer the ability to customize the product with the customer’s business logo, special fonts, unique text messages and custom designs or photos as a background.
In order to avoid or at least minimize check fraud risks, it’s important to employ advanced, state of the art safety features in order to enjoy improved security and greater peace of mind.
For average private consumers who write checks infrequently, the added costs are not as significant compared with the potential horrible results associated with fraud.
Common security measures include microprinting, invisible fluorescent fibers, safety paper, hologram foil, chemical reactivity, erasure protection, back of the check security screen, heat sensors and other sophisticated elements that can drastically decrease the odds of falling victim to check fraud attempts.
It’s important to order checks from companies that meet the security standards set by the CPSA (Check Payment Systems Association).
The existence of a little padlock icon on the check is an easy and practical way to tell if a company is indeed incorporating these enhanced features.
Check Ordering with PayPal
Even though PayPal is one of the most popular payment methods on the internet, many check printing websites have not adopted it yet.
However, a fair number of players in this market do accept PayPal and hopefully, their number will increase with time.